Self-Reliant Haryana Loan Program 2026: The Haryana administration is launching a Rs. 15,000 loan initiative for small-scale enterprises to support the goal of a Self-Reliant India. These Rs. 15,000 loans will be extended to approximately 3 lakh underprivileged citizens to help them launch independent ventures at a concessional interest rate of just 2%. The Self-Reliant Haryana Loan Program facilitates credit for small businesses under the Differential Rate of Interest (DRI) scheme. Citizens can now submit applications for this Rs. 15,000 loan at their local bank branch. To apply, simply fill out the Differential Rate of Interest (DRI) registration form provided at the bank.
Under the standard Haryana DRI framework, loans are usually offered at 4% interest; however, this initiative allows beneficiaries to secure credit at a reduced 2% rate. The state government will subsidize the remaining 2% to help entrepreneurs grow their small businesses. This effort is a component of the Self-Reliant India Campaign (Atmanirbhar Bharat Abhiyan) relief package worth Rs. 20 lakh crore.
This Rs. 15,000 loan initiative for small businesses is a vital step toward reviving local commerce and the broader economy, which suffered significant setbacks during the COVID-19 pandemic lockdowns.
Applying for the Self-Reliant Haryana Small Business Loan
The key features and objectives of this Rs. 15,000 financial assistance program are detailed below:
- Chief Minister Manohar Lal Khattar announced the provision of loans up to Rs. 15,000 for small-scale entrepreneurs.
- Approximately 3 lakh low-income individuals can benefit from this program to launch businesses at a 2% interest rate.
- These loans are facilitated through the Differential Rate of Interest (DRI) framework.
- While the standard DRI rate is 4%, the state government will cover half the interest cost, leaving beneficiaries to pay only 2%.
- To apply for the Rs. 15,000 assistance, visit your nearest bank branch and request the DRI scheme application forms.
In a recent official statement, Chief Minister Manohar Lal Khattar highlighted, "The Haryana government will provide loans of up to Rs. 15,000 at a minimal 2% interest rate to support 3 lakh poor citizens in starting their own small businesses."
2% Interest Rebate on Shishu Mudra Loans
The Haryana government is also subsidizing 2% interest on Shishu Mudra loans up to Rs. 50,000 issued under the central government’s Mudra Yojana. Beneficiaries of the Shishu Mudra category are not required to provide collateral. This support is intended for 5 lakh residents across the state.
Why the Rs. 15,000 DRI Loan Scheme is Necessary
The COVID-19 pandemic severely restricted economic activity in Haryana for an extended period, leading to a sharp decline in household income and state revenue. To ensure no family goes without food or essential support, the government has prioritized financial relief.