Since October 1, 2014, the Kerala Coconut Development Board has managed an insurance program called the Kera Suraksha Insurance Scheme, specifically for coconut tree climbers. The primary goal of this initiative is to offer accident insurance protection to all traditional tree climbers and those trained through the Friends of Coconut Tree (FoCT) program, covering both major and minor injuries.
The Kera Suraksha Insurance Scheme is administered by the Coconut Board in partnership with Oriental Insurance Company Ltd, located in Trippunithura, Ernakulam. The state provides insurance coverage of up to Rs. 2,00,000 annually for participants of the FoCT and Neera Technician training courses.
Furthermore, the government has raised the annual coverage limit from Rs. 1 lakh to Rs. 2 lakh under this scheme. The Coconut Board subsidizes the majority of the Rs. 66 annual premium. Once the policy term ends, beneficiaries are required to renew their coverage.
Kera Suraksha Insurance Scheme Application Process
Follow these steps to register for the 2026 Kera Suraksha Insurance Scheme introduced by the Kerala government:
STEP 1: Interested applicants should visit the official Coconut Development Board website at https://coconutboard.gov.in/
STEP 2: Navigate to the "Application Forms" section on the main page. Scroll down to locate and click the link for the Kera Suraksha Insurance Scheme application in English, or access it directly here: https://coconutboard.gov.in/docs/Appl-Kerasuraksha.pdf
STEP 3: If you require the document in Malayalam, select the corresponding link for the Malayalam application form or use this direct link: https://www.coconutboard.gov.in/docs/Appl-Kerasuraksha-malayalam.pdf
STEP 4: Once downloaded, complete the form with all required information, including your name (as a trainee or climber), contact details, and nominee information. Attach the necessary supporting documents and submit the package to the Oriental Insurance Company office or the Coconut Development Board.
STEP 5: The correct submission address is provided within the application document. A preview of the form is shown below:
STEP 6: Submit your completed application along with a Demand Draft (DD) for Rs. 17/- issued in favor of M/s. Oriental Insurance Company Ltd., payable at Ernakulam, to the Chairman, Coconut Development Board, Kera Bhavan, Kochi-682 011. The Board covers the remaining Rs. 49/- premium cost.
For application forms, claim documents, and further inquiries, visit the official Coconut Development Board website at www.coconutboard.gov.in. You may also contact the Board's Statistics department at 0484 2377266 or 0484 2377265.