The Kerala government has introduced the 2026 education loan relief initiative to assist students in settling their academic debts. The state is now accepting online registration and claims from eligible students through the official portal at www.elrs.kerala.gov.in
Eligible students can register for the loan repayment assistance program at elrs.kerala.gov.in and submit their claim forms along with the necessary documentation. This initiative is also referred to as the "Education Loan Repayment Support Scheme" or "Education Loan Repayment Subsidy Scheme." Below is the step-by-step guide for student registration and claim submission.
Kerala Education Loan Repayment Support Scheme 2026
The program is supported by Scheduled Commercial and Co-operative banks, specifically covering recognized professional and technical courses within India. Please note that this scheme excludes students admitted under NRI or Management quotas, with the exception of nursing students admitted through the management quota.
How to Register for the Kerala Loan Repayment Scheme
STEP 1: Navigate to the official Kerala Education Loan Repayment portal at elrs.kerala.gov.in
STEP 2: Select the "Student Registration" option and complete the form as displayed.
STEP 3: Once registered, you will receive a User ID and password on your registered mobile number, which is required to submit your final application.