Sahayahastham Scheme 2026 - Interest-Free Loan Support for Kudumbashree Women

The Chief Minister's Helping Hand Loan Scheme (CMHLS), also known as the Sahayahastham Scheme 2026, has been introduced by the Kerala government to support women in Kudumbashree units. This initiative provides interest-free loans to women's neighborhood groups. With an investment of Rs. 2000 crore, the program has already assisted approximately 22.77 lakh women across the state. It was created to support Women SHGs that faced financial setbacks. Eligible members within these groups can secure a loan of up to Rs. 20,000.

Kerala Sahayahastham Scheme 2026 - Full Overview

Beneficiaries of the Kerala Sahayahastham Scheme 2026 include members from 1.95 lakh neighborhood groups (NHGs) operating under Kudumbashree. As a reminder, Kudumbashree serves as the primary initiative for poverty reduction and women's empowerment in the state. Borrowers have a 36-month (3-year) window to repay these interest-free loans, which includes an initial six-month moratorium period.

Execution of the CM Helping Hand Loan Scheme by Kudumbashree

Kudumbashree is currently managing the rollout of the Chief Minister's Sahayahastham interest-free loan initiative as directed by the Kerala government. Per the official guidelines, Kudumbashree NHGs are eligible for these interest-free loans. Following the receipt of the government directive, the Executive Director has established detailed operational procedures, and loan applications are now being processed through banks.

Kudumbashree CMHLS State-Wide Consolidation Data

Interested parties can view the consolidated state-level report for the Kudumbashree CMHLS on the official website. On