The Pradhan Mantri Awas Yojana Urban (PMAY-U), a flagship government housing initiative, offers home loan interest subsidies to EWS, LIG, and MIG families through the Credit Linked Subsidy Scheme (CLSS). Under this program, eligible applicants in the EWS, LIG, MIG 1, and MIG 2 income brackets receive financial assistance on their housing loans.
Under the PMAY CLSS framework, borrowers can access interest subsidies on home loans based on specific income thresholds and eligibility conditions. The government has partnered with various Primary Lending Institutions (PLIs) to facilitate these loans. These partners include major Housing Finance Companies, public and private banks, regional rural lenders, co-operative societies, small finance banks, and non-banking financial institutions.
Numerous financial institutions currently offer home loans to qualified beneficiaries under the CLSS PMAY initiative. Below is the updated, comprehensive directory of banks and lending institutions that provide PMAY home loan support for EWS, LIG, and MIG categories.
READ MORE:
PMAY Housing Subsidy for EWS and LIG Groups
PMAY CLSS Subsidy for MIG Category
Find the complete list of authorized PMAY home loan lenders for EWS/LIG/MIG below.
PMAY CLSS Home Loan Bank List for EWS / LIG
| No. | Institution | Official Website | Nodal Agency |
|---|---|---|---|
| PUBLIC SECTOR BANKS* | |||
| 1. | Allahabad Bank | www.allahabadbank.in | NHB |
| 2. | Andhra Bank | www.andhrabank.in | NHB |
| 3. | Bank of Baroda | www.bankofbaroda.co.in | NHB |
| 4. | Bank of India | www.bankofindia.com | NHB |
| 5. | Bank of Maharashtra | www.bankofmaharashtra.in | NHB |
| 6. | Canara Bank | www.canarabank.in | NHB |
| 7. | Central Bank of India | www.centralbankofindia.co.in | HUDCO |
| 8. | Corporation Bank | www.corpbank.com | NHB |
| 9. | Dena Bank | www.denabank.co.in | NHB |
| 10. | IDBI Bank Ltd. | www.idbi.com | NHB |
| 11. | Indian Bank | www.indian-bank.com | NHB |
| 12. | Indian Overseas Bank | www.iob.in | NHB |
| 13. | Oriental Bank of Commerce | www.obcindia.co.in | NHB |
| 14. | Punjab & Sind Bank | www.psbindia.com | NHB |
| 15. | Punjab National Bank | www.pnbindia.in | NHB |
| 16. | State Bank of India* | www.sbi.co.in | NHB |
| 17. | Syndicate Bank | www.syndicatebank.in | NHB |
| 18. | UCO Bank | www.ucobank.com | NHB |
| 19. | Union Bank of India | www.unionbankonline.co.in
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