You can now download the Kerala Niramaya Health Insurance Scheme 2026 application form in PDF format via the official sjd.kerala.gov.in portal. Under this initiative by the Social Justice Department, the Kerala government provides health insurance coverage of up to Rs. 1 lakh for individuals with disabilities. The official portal is active, allowing eligible citizens to learn how to register for the Niramaya Health Insurance Scheme online.
The state cabinet has greenlit the Niramaya Health Insurance Scheme to support physically challenged residents. Departmental guidelines state that the government will offer Rs. 1,00,000 in insurance coverage to eligible disabled persons across every district in the state. Individuals with disabilities falling under both Above Poverty Line (APL) and Below Poverty Line (BPL) categories are eligible to apply. This guide covers the application process, premium costs, financial assistance, and other essential details.
Kerala Niramaya Health Insurance Scheme 2026 Application Form PDF
Below is the step-by-step guide to downloading the Kerala Niramaya Health Insurance Scheme 2026 application form in PDF format online:
Step 1: First, navigate to the official Kerala Social Justice Department website at http://sjd.kerala.gov.in/
Step 2: On the homepage, select the “Schemes” tab from the navigation menu or visit http://sjd.kerala.gov.in/schemes.php directly.
Step 3: Once on the page, click the "Niramaya Health Insurance Scheme" link, which is the first option in the list.
Step 4: On the scheme details page, locate the "Documents" section and click the links provided under the "Application Forms" header as shown here: