India Post Office Recurring Deposit (RD) Account: Individuals looking to save a specific sum periodically can utilize the monthly investment feature of a Recurring Deposit (RD). Unlike a Fixed Deposit (FD) that requires a one-time lump sum, an RD allows you to contribute via small monthly installments. The India Post Office RD interest rate for 2026 is set at 6.7% per annum, which can be calculated using the official post office RD calculator. Users can access the Post Office RD Account online portal for management and account login services by visiting www.indiapost.gov.in
Recurring Deposit Account in Indian Post Offices
In accordance with central government guidelines, the Post Office Recurring Deposit tenure is fixed at 5 years. To open an account, you must make a minimum initial deposit of Rs. 100 per month, with subsequent additions in multiples of Rs. 10. There is no upper ceiling on the investment amount for this 5-year scheme. Investors are encouraged to compare all available post office schemes before committing their funds.
You may also review other investment vehicles such as the National Saving Certificate (NSC), Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Sukanya Samriddhi Yojana (SSY), Post Office Savings Account, Senior Citizen Saving Scheme (SCSS), Time Deposit Account (TD), and Monthly Income Scheme (MIS). Evaluate these against the RD to determine the best fit for your savings goals.
RD Account Opening Online Application Form
To initiate a Recurring Deposit at any Indian post office, you must submit an application form to the relevant branch. You can download the official India Post RD application form directly from Tags: India Post Office Scheme Sarkari Yojana List