SBI PMAY Home Loan Scheme 2026 online application portal at homeloans.sbi/pmay: The Pradhan Mantri Home Loan Yojana, also known as the Credit Linked Subsidy Scheme (CLSS) under the Pradhan Mantri Awas Yojana - Urban (PMAY-U), provides interest subsidies for residential loans. State Bank of India, the country's premier public sector lender, is accepting online applications for home loans under this government initiative. Eligible applicants can apply for the PMAY home loan through the official SBI portal to benefit from interest subsidies.
Like many other financial institutions, the State Bank of India offers interest relief on home loans across four specific segments: CLSS – EWS / LIG (15-Year Tenure), the revised CLSS – EWS/LIG (20-Year Tenure), and CLSS (MIG-I) and CLSS (MIG-II). Qualified candidates can utilize this PMAY subsidy when purchasing or constructing their first residential property.
The CLSS program for eligible EWS and LIG beneficiaries remains open until March 31, 2022, while applicants under the MIG category could apply for interest subsidies until March 31, 2021.
SBI PMAY Home Loan Online Application Form 2026
Provided below is the step-by-step guide to submitting your SBI home loan application under the PMAY-Urban CLSS framework. Please verify your eligibility status before proceeding with the application.
STEP 1: Access the official SBI Home Loans portal at homeloans.sbi/pmay
STEP 2: Review the detailed eligibility requirements and program guidelines located further down on the page.
STEP 3: If you meet the criteria for the CLSS scheme, select the "Apply Now" button at the top of the page or click here. A new application form will appear.
