Maharashtra administration introduced the Balasaheb Thackeray Accident Insurance Scheme on September 16, 2020. Under this initiative, the Uddhav Thackeray-led government offers Rs. 30,000 to those involved in road accidents. This Balasaheb Thackeray Road Accident Insurance Program is designed to help save lives by ensuring prompt medical attention for victims. The State Health Assurance Society is responsible for managing the program across the state.
The state government is stepping in to support accident survivors through the Maharashtra Balasaheb Thackeray Accident Insurance Scheme 2026. Every road accident victim is eligible for financial assistance of up to Rs. 30,000 provided by the state. With a budget of approximately Rs. 120 crore allocated by the health department to the SHA Society, this guide covers all the essential details regarding the new Maharashtra Road Accident Insurance Program.
Maharashtra Balasaheb Thackeray Accident Insurance Scheme 2026
Key highlights of the updated Balasaheb Thackeray Accident Insurance Scheme 2026 include:
| Scheme Name | Balasaheb Thackeray Accident Insurance Scheme |
| Inception Date | 16 September 2020 |
| Primary Beneficiaries | Road Accident Victims |
| Financial Aid | Up to Rs. 30,000 for private hospitals; free care in government facilities |
| Goal | To offer immediate, life-saving medical care to accident victims |
| State | Maharashtra |
| Introduced By | Former CM Uddhav Thackeray |
Provisions of the Maharashtra Balasaheb Thackeray Accident Insurance Scheme
Under this insurance policy, road accident victims are entitled to financial coverage of up to Rs 30,000 from the state government. This amount assists in settling immediate medical bills at private hospitals anywhere in Maharashtra. Victims can now access care during the critical "golden hour" at any medical facility near the incident site.
The program is focused on providing rapid intervention, which is vital for survival. This insurance ensures that no victim is refused treatment in private hospitals due to financial constraints. Furthermore, all victims continue to receive completely free care when treated at government hospitals.
Medical Procedures Covered under MBTAIS
The scheme covers expenses up to Rs 30,000 across approximately 74 different medical procedures. This includes costs for ICU stays, ward admission, fracture treatment, and hospital meals.
Official Launch of the Maharashtra Accident Insurance Scheme
During a cabinet session led by CM Uddhav Thackeray, the government formally approved the implementation of the Balasaheb Thackeray Road Accident Insurance Scheme. Details of this announcement were shared via the official CMO Maharashtra Twitter account.
Eligibility for Treatment under the Maharashtra Accident Insurance Scheme
Any individual, regardless of their home state or nationality, is eligible for benefits if they are involved in a road accident within the borders of Maharashtra. This means visitors from other states involved in accidents in Maharashtra are entitled to free government hospital care and up to Rs. 30,000 in coverage for private hospital expenses, paid for by the state.