Apply Online for the Gujarat Education Loan Interest Subsidy at kcg.gujarat.gov.in: The Gujarat State Government has introduced the 2026 Education Loan Interest Subsidy Program for students not eligible for the Mukhyamantri Yuva Swavalamban Yojana. Under this initiative, students receive a 100% interest subsidy on education loans throughout the moratorium period (the duration of the academic program plus one additional year). This government assistance covers loans up to a maximum of Rs. 10 lakh. Applications are now being accepted; interested students can submit their requests via the official portal at kcg.gujarat.gov.in.
This interest subsidy initiative is designed to help meritorious and financially disadvantaged students continue their education beyond the 12th grade. The scheme supports education loans for higher studies, including Graduate, Post-Graduate, Diploma, and various Professional courses, provided specific eligibility criteria are met.
Applicants must have completed their 12th grade (or equivalent) with at least 60 percentile. Furthermore, the total annual household income of the candidate must not exceed Rs. 6 lakh.
Gujarat Education Loan Interest Subsidy Scheme 2026 Online Application
This guide outlines the step-by-step process for applying online for the Interest Subsidy Scheme provided by the Government of Gujarat.
Application and Registration Process for Interest Subsidy
Follow these steps to submit your application for the Education Loan Interest Subsidy in Gujarat:
STEP 1: Access the official Knowledge Consortium of Gujarat portal at kcg.gujarat.gov.in
STEP 2: On the main page, select the link labeled "Interest Subsidy Scheme on Education Loan (Registration Open)" or navigate directly to https://kcg.gujarat.gov.in/education_loan/
STEP 3: Once on the page, click on "Online Registration Form for Interest Subsidy Scheme on Education Loan" or follow this link: Tags: Education Loan Scheme Interest Subsidy Scheme Online Application Form Sarkari Yojana List